Retirement Management Journal - Volume 14, Number 1, 2025
Protecting Social Security
The Case Against Extending the Full Retirement Age
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This paper examines the case against raising Social Security's full retirement age, a change that would reduce benefits for more than 80 percent of future retirees. It traces the history of Social Security financing, explores how payroll taxes subsidize other government expenditures, and compares Social Security's eligibility provisions to other publicly funded retirement programs. The paper concludes with recommendations for preserving solvency without cutting the full retirement age.
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About the Retirement Management Journal
The peer-reviewed Retirement Management Journal promotes academic research and innovative thinking across the world of retirement-income planning and management, elevating topics directly related to the Retirement Management Advisor® (RMA®) curriculum. Each issue features a Visionaries Series interview with retirement planning authorities and experts from industry-leading firms.
