Michael Kitces, partner and director of research, Pinnacle Advisory Group, is publisher of the e-newsletter, The Kitces Report, and the financial planning industry blog, Nerd's Eye View. Mr. Kitces’ work has been featured in Financial Planning, the Journal of Financial Planning, Journal of Retirement Planning, the Wall Street Journal, Bloomberg Businessweek, and other media. He co-authored, The Annuity Advisor, with John Olsen and Tools & Techniques of Retirement Income Planning, with Steve Leimberg and others. He has received one of the Financial Planning Association’s Heart of Financial Planning Awards and has been honored similarly by other industry publications. He is a co-founder of NexGen, a community that aims to ensure the transfer of wisdom, tradition, and integrity from the pioneers of financial planning to the next generation of the profession.Find out more
Arun Muralidhar holds a Ph.D. in Managerial Economics (1992) from the MIT Sloan School of Management. He is Adjunct Professor of Finance at George Washington University where he has been teaching the Advance Security Analysis course since 2012. He is also the Chairman and Founder of Mcube Investment Technologies, a company focused on the creation of decision support products for investment management. He has served as an Academic Scholar Advisor to the Center for Retirement Initiatives at Georgetown University since 2015. From 1995 to 1999, he was the Head of Research and Analytics at the World Bank, before joining J.P. Morgan Fleming Asset Management as the Managing Director, Head of Currency and Client Manager – US where he worked from 1999 to 2001.
He co-authored the book Rethinking Pension Reform with the late Professor Modigliani (2004, Cambridge University Press) and is the author of Innovations in Pension Fund Management (2001, Stanford University Press). He is also co-author of Professor Robert C. Merton, with whom he has proposed a new instrument called retirement SeLFIES (Standard of Living indexed, Forward-starting, Income-only Securities) to address the global pension crisis. He serves on the Advisory Board of the Retirement Management Journal, the Journal of Investment Consulting, and Journal of Performance Measurement.Find out more
Dana Anspach, founder and chief executive officer of Sensible Money, LLC, founded her fee-only registered investment advisory firm with the goal of providing the type of planning needed to align her clients’ finances for their transition out of the work force. She is the author of Control Your Retirement Destiny and Social Security Sense. She earned a BS from the University of Florida.Find out more
Michael Guillemette, assistant professor, department of personal financial planning, Texas Tech University, focuses his research on client risk assessment and the demand for insurance. Quoted frequently by national media, Professor Guillemette previously served as an assistant professor at the University of Missouri. He earned a bachelor’s degree, University of Georgia, and a master’s degree and doctoral degree in personal financial planning, Texas Tech University.Find out more
Brian Portnoy helps people simplify the complex world of money. As founder and principal of Shaping Wealth LLC, he works with advisors and their clients on both making better financial decisions and figuring out how money fits into a meaningful life. In his bestselling books, The Geometry of Wealth and The Investors Paradox, Brian sets out actionable insights for aligning purpose with planning. As an expert in behavioral finance, he has served as keynote speaker, seminar leader, and coach to thousands of investors on topics ranging from portfolio strategy to money and happiness. For two decades, Brian has held senior investment and education roles throughout the hedge fund and mutual fund industries at firms including Morningstar, Mesirow, Virtus, and Magnetar. He is a fierce advocate for financial literacy, and sits on the advisory boards of two cutting edge literacy programs: finEDge and the Alliance for Decision Education. Brian holds an undergraduate degree from the University of Michigan and earned his doctorate at the University of Chicago. With his wife and three children, he lives in Chicago, where they are engaged in hunger-related causes.Find out more
For nearly 30 years, Marcia Mantell has helped the country's foremost financial services firms and advisors increase their knowledge of complex retirement concepts and regulations. She has a remarkable ability to translate those concepts into everyday language that educates and motivates real people to take the right steps to achieve the retirement they desire. She was named an IA25 Honoree by ThinkAdvisor in 2021—one of the “advisors, experts and leaders in financial services who are pushing the industry forward.Find out more
Robert Powell is editor-in-chief of the Investments & Wealth Institute Retirement Management Journal, editor of TheStreet.com’s Retirement Daily, and a retirement columnist for USA TODAY. Previously, he served as a managing director of DALBAR as well as the curriculum director of the Online Retirement Management Analyst (RMA) programs at Salem State University and Boston University. He is also co-chair of the Swampscott Age-Friendly Committee as well as a member of the Swampscott Retirement and the Swampscott Council on Aging/Senior Center boards. He earned a BA from Marquette University and an MS in journalism from Boston University.Find out more
Herman Brodie is the founding director of Prospecta Limited. He is a specialist in behavioral economics, an accomplished speaker, and a trainer of decision-makers. Herman is the author of The Trust Mandate: The behavioral science behind how asset managers REALLY win and keep clients (2018, Harriman House). He also co-wrote and teaches the professional investment course, A Practical History of Financial Markets.Find out more
Francois Gadenne is the executive director for The Curve, Triangle, & Rectangle Institute (CTRI). François is a serial, private, and social fintech entrepreneur with 40 years of experience. Previously, François served as general manager of S&P’s Retirement Services group for two years. He also worked as a knowledge-engineering “intrapreneur” at the Bank of Boston (now Bank of America), including The Private Bank. François also provided CEOs and boards with strategy consulting as an Associate of Braxton and through its acquisition by Deloitte. As a senior staff member at Arthur Little, in the late 1980s, he led a team building a weather forecasting expert-system for NASA. He earned a baccalaureate in mathematics, latin, & greek, from the Ecole Superieure the Commerce de Paris and an MBA from the J. L. Kellogg Graduate School of Management at Northwestern University.Find out more
Larry Jacobson is a leading authority on non-fiscal retirement planning. Jacobson uses his own successful experience from his business career, retiring from the corporate world, and from achieving his personal dreams, as proven models for his coaching. Larry successfully transitioned from CEO to sailor and achieved his dream of sailing around the world. His next transition was from sailor to a six-time literary award-winning author and motivational speaker. Now Buoy Coaching focuses on coaching programs that rethink and redefine retirement. The groundbreaking program, Sail Into Retirement™, which combines home study and personal coaching feedback, has quickly achieved notoriety as the gold standard in the field. A California native, circumnavigator and adventurer, Larry Jacobson is an avid sailor with over 50,000 blue water miles under his keel. Author of the six-time award-winning memoir of his six-year circumnavigation in the book, The Boy Behind the Gate, he also recently published Navigating Entrepreneurship, in which he shares his own practical experience. His latest writing is The Top 5 Retirement Planning Secrets.Find out more
Michael Lonier is a goals-based, fee-only independent financial planner and retirement income specialist who follows the RMA® method for retirement planning. Lonier started Lonier Financial Advisory LLC, a Florida RIA, in 2011 after a 33-year career as a corporate executive in the publishing industry, planning and managing capital investments in advanced technology within publishing enterprises, and running publishing operations for Time Inc., Thomson Medical Economics, US News and World Report/The NY Daily News, and The Deal LLC. Lonier also developed R-MAP Planner™, a spreadsheet application based on the RMA planning process, as a tool for lifecycle financial planners to evaluate and create a financial plan for clients. R-MAP™ is a pioneering tool for managing household savings and investments that is based on the strength of the household balance sheet and not on the arbitrary allocation formulas or unreliable risk tolerance questionnaires used by the investment management industry. Lonier earned a BFA from the University of Notre Dame and an MFA from the University of Florida, both in creative photography.Find out more
Sharon Carson, executive director, Retirement Strategist Team, J.P. Morgan Asset Management, develops unique insights on spending patterns in retirement. With a successful track record clarifying complex topics such as Social Security, healthcare costs in retirement and prioritization of financial goals, Ms. Carson’s perspective enables financial advisors to have more effective conversations with their clients. She earned a B.A., Bowling Green State University and an MBA, Columbia University.Find out more
Chris Bidwell is a financial advisor at Morgan Stanley in Ohio. He is recognized by his firm as Vice President–Wealth Management, Sr. Investment Management Consultant. He has been certified by the Investments & Wealth Institute as a Certified Investment Management Analyst® (CIMA®) and a Retirement Management Advisor® (RMA®).Find out more
Devin Ekberg, CIMA, CPWA, CFA, is a Senior Consultant at PIMCO. He oversees the development and delivery of Institute conferences, online education, and print publications. Ekberg is an expert in security analysis and financial analysis, and has developed educational products for investment consultants, wealth advisors, and individual investors. He currently serves on the investment committees for two nonprofit foundations. He earned a master’s degree in investment management and financial analysis from Creighton University.Find out more
After completing his MBA at Ohio University, Keith worked in the Finance Department of Wegmans Food Markets for 13 years. He eventually became the Manager of Corporate Investments, a position with responsibilities that included monitoring over $270 million in retirement assets for 7,200 participants and upwards of $700 million in interest rate swaps. More recently, as Director of Analytics for Perspective Partners, Keith helped develop web-based analytical tools that were distributed to over 100,000 401(k) participants and used by award-winning plan sponsors. In September of 2021, Keith joined Moldenhauer & Associates to work directly with individual clients as they financially transition into retirement. Keith has also written wealth management articles for online sites and has been quoted by many publications including USA Today, MarketWatch, and TheStreet.Find out more
Bob Mauterstock is an accomplished speaker, author and sought-after authority on the financial concerns of baby boomers and their adult children. For over 35 years, Bob has helped families achieve a worry-free, comfortable retirement. He has inspired baby boomers and their adult children to give each other the gift of communication and preserve their legacy for future generations.
He set up his first registered investment advisory firm in 1982 (Financial Action Plans, Inc.) and began doing financial planning for clients. In 1987 he became a Certified Financial Planner specializing in retirement income planning, long term care planning, investment management & legacy planning and worked with hundreds of families throughout New England.Find out more
CJ Miller, CFP®, RMA®, is a financial planner at Sensible Money, a fee-only RIA firm in Scottsdale, AZ. Founded by longtime RMA® designee and retirement income industry expert, Dana Anspach, Sensible Money provides holistic, comprehensive financial plans to those transitioning into retirement.
On a day-to-day basis, CJ applies the methodologies described in the RMA® curriculum to Sensible Money’s clients. Concepts such as the Household Balance Sheet, Fundedness testing, and building an income floor are centerpieces of Sensible Money’s Juicing® Retirement Income Plans.
CJ began his career at Sensible Money in 2016 as the firm’s first intern. While completing his CFP® and RMA® studies, he learned the business from the ground up, directly supporting Dana and other team members with needed analysis, research, model building, portfolio recommendations, and client-related tasks.Find out more
Sarah Newcomb, Ph.D., is a behavioral economist for Morningstar. In this role, she works to integrate the findings of her research into Morningstar financial management applications and tools. An interdisciplinary scholar, Newcomb has expertise in consumer psychology, economic decision-making, personal money management and cognitive and social psychology, especially psychological barriers to sound personal money management. She is a blogger for Psychology Today and the author of Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind (Wiley, 2016).Find out more
Kelli Faust, FSA, MAAA is a Corporate Vice President and Actuary currently working on the Annuity Pricing team at New York Life. Prior to her role in Annuity Pricing, she had roles on the Life Pricing, Retail Annuities Strategy & Research and Life Financial Projections teams. She earned a BS in Math and Economics from University of Delaware.Find out more