RMF 2020

About the Event

Clients of all ages are looking for expertise in retirement planning, especially when it comes to holistic, multidisciplinary planning for an entire household. As clients shift from an accumulation of assets to decumulation, their needs and mindset change significantly. An advisor can add more value by improving communication, trust, and investment outcomes. Whether you’re part of the Institute’s Retirement Management Advisor^® (RMA^®) program, or simply looking for a better way to support your retirement clients, this is the conference for you.

Attend via livestream and experience all you've come to expect from the Investments & Wealth Institute's live events, Ivy-League-quality education with practical application, premier content and CE, and relevant and timely subject matter.

Event Highlights

Join like-minded advisors, virtually, who are dedicated to advancing their knowledge within the retirement sector. In this time of uncertainty, gain practical advice on how to help your clients navigate their retirement plans. Become confident in your strategy and ability to guide through a crisis. You'll have access to live Q&A with industry experts who are equipped and ready to help you remain relevant in your sector.

We will miss seeing you in person, but our goal of providing you with elite education remains our top priority. Our livestream + on-demand experience will include live Q&A with speakers, virtual polling, interactive sessions, networking opportunities and more.

14 Premier Institute CE Available*

*Up to 14 CE hours available, including:

6 CE Livestream (including 1 CE for ethics and 2 tax CE)
6 CE On-Demand and EdTalks
2 CE RMA Orientation and Post-conference Discussion

(CFP CE Pending)

Key Takeaways

Learn the latest about reliable, tax-efficient retirement income for your clients
Adapt a sophisticated framework to identify, measure and manage retirement risks
Get updates on the current retirement landscape
Learn actionable strategies from the RMA certificate program

Time	Session	Speaker(s)
6:00 - 7:00 p.m. EST	Orientation and Retirement Management Advisor® (RMA) Introduction (0.5 CE credits) Join Chief Learning Officer, Devin Ekberg, CFA®, CPWA®, CIMA® as he gives a high-level overview of the Retirement Management Advisor® (RMA®) program. This advanced certificate focuses on building custom retirement income plans to mitigate clients' risks and to master the retirement planning advisory process, all within an increasingly regulatory environment. Devin explains techniques and methodologies all from the RMA certification that can provide advisors with practical tools that may satisfy clients' retirement needs. Attend this orientation to see if the RMA® program is right for you.	Devin Ekberg, CFA®, CPWA®, CIMA® Chief Learning Officer, Managing Director of Content Development for the Investments & Wealth Institute

Time	Session	Speaker(s)
10:00 - 10:15 a.m. EST	Welcome Remarks with Devin Ekberg	Devin Ekberg, CFA®, CPWA®, CIMA® Chief Learning Officer, Managing Director of Content Development for the Investments & Wealth Institute
10:15 - 11:15 a.m. EST	General Session 1: The Longevity Economy Over the past two decades, Coughlin has been busting myths about older consumers with groundbreaking multidisciplinary research into what older people actually want–not what conventional wisdom suggests they need. In The Longevity Economy, Coughlin provides the framing and insight business leaders need to excite and delight the fastest-growing global market: a vast, diverse group of consumers representing every possible level of health and wealth, worth about $8 trillion in the United States alone and comprising the world's third largest economy after the United States and China.	Joe Coughlin, PhD, Director of the Massachusetts Institute of Technology AgeLab
11:15 - 11:45 a.m. EST	The Institute Real-Time Take Join Devin Ekberg and our partners for a timely and relevant commentary on the day's program and more.	Devin Ekberg, CFA®, CPWA®, CIMA® Chief Learning Officer, Managing Director of Content Development for the Investments & Wealth Institute
11:45 a.m. - 12:15 p.m. EST	Break with Partners and Exhibitors
12:15 - 1:05 p.m. EST	General Session 2: How the Secure Act Changes in Retirement Planning (tax CE) On December 20, 2019, President Donald Trump signed into law the Setting Every Community Up for Retirement Enhancement (SECURE) Act, ushering in the most significant direct changes to the laws for retirement accounts since the Pension Protection Act of 2006. The ‘headline’ from the SECURE Act is its changes to the ‘stretch’ rules for designated beneficiaries, but that’s far from the only change that will impact advisors and their clients. The SECURE Act also changes the starting age for RMDs, eliminates the age limit for Traditional IRA contributions, creates a new exception to the 10% early distribution penalty, eliminates burdensome rules that prevented wider-spread adoption of MEPSs, reversed changes to the so-called “Kiddie Tax” made by the Tax Cuts and Jobs Act, and much more! In this session, attendees will learn about each of the major changes made by the SECURE Act, exploring both the new challenges, and planning opportunities, it creates.	Jeffery Levine, CPA/PFS, CFP®, AIF, CWS, MSA Lead Financial Planning Nerd at Kitces.com, CEO and Director of Advanced Planning for Buckingham Wealth Partners
1:15 - 2:05 p.m. EST	General Session 3: Income to Outcome TM: The PIMCO Retirement Framework Retirement planning is inherently complex because life is inherently uncertain. Behavioral economics can help address natural but conflicting human desires for both predictable income and long-term growth. With a unified plan for both outcomes, clients may feel less anxiety and more likely to adhere to the plan successfully. This session aims to make behavioral biases work for, not against, the retiree in an intuitive way.	Avi Sharon, PhD, Executive Vice President and Product Strategist PIMCO
2:05 - 2:35 p.m. EST	The Institute Real-Time Take Join Devin Ekberg and our partners for a timely and relevant commentary on the day's program and more.	Devin Ekberg, CFA®, CPWA®, CIMA® Chief Learning Officer, Managing Director of Content Development for the Investments & Wealth Institute
2:35 - 3:05 p.m. EST	Break with Partners and Exhibitors
3:05 - 3:55 p.m. EST	General Session 4: Asset-Liability Matching – How to Create a Safe Runway into Retirement How do you make sure a client's portfolio can deliver reliable retirement paychecks as they transition into retirement? Asset-liability matching is one way to do it. It's a process that's been used by pension plans for years, where they match investments to the point in time where they will need to be consumed. In this presentation you'll why clients love this approach and how to apply it to your portfolios.	Dana Anspach Founder and Chief Executive Officer of Sensible Money, LLC
4:05 - 5:05 p.m. EST	General Session 5: Boost Happiness and Manage Stress and Anxiety In Our Uncertain World The audience will leave with 3 science-based solutions to control stress and anxiety, use stress to your advantage to boost performance and leadership, why mindfulness is now mainstream brain science, and how it is being used to treat and improve mental and physical health. The audience will also walk away with understanding what type of stress the best thing for your health and which types of stress is to avoid. Join Marc Milstein if you want to tackle stress and use stress to your advantage.	Marc Milstein, PhD, Scientist, Researcher, Professional Speaker
5:15 - 6:15 p.m. EST	General Session 6: What Business Ethics Is Not (ethics CE) Anyone who has ever sat (bored) through a required business ethics or compliance seminar has been prompted to wonder: what is the point of this? The question does not challenge the importance of leading ethical lives in business, but does question our approach to teaching and discussing business ethics throughout our industries. In this session, Peter Conti-Brown—a scholar of financial regulation and teacher of business ethics at The Wharton School—leads participants in a process of deprogramming. Ethics is not and cannot become marketing, compliance, law, or even assertions of universal morality. Instead, ethics is about personal values and organizational culture—where those reinforce each other and, more importantly, where they conflict.	Peter Conti-Brown, PhD, JD, Assistant Professor, The Wharton School, University of Pennsylvania

Time	Session	Speaker(s)
10:00 - 11:30 a.m. EST	How Longevity Impacts Financial Planning and the Future of Retirement (1.5 CE credits) Life expectancy has increased dramatically over the past century and it is one of the most important variables in financial planning. For retirement planning purposes, it’s critical to predict one’s life expectancy during retirement. How long a client will live, and at what age they will retire, determines many factors in one’s financial plans. Join retirement experts Robert Powell and Shelly Giordano as they discuss practical takeaways to discuss with clients to best prepare for the future.	Devin Ekberg, CFA®, CPWA®, CIMA® Chief Learning Officer, Managing Director of Content Development for the Investments & Wealth Institute Shelley Giordano Chair of Funding Longevity Task Force, Author of What’s the Deal with Reverse Mortgages, and co-author of What You Don’t Know About Retirement Income Can Hurt You. Robert Powell, CFP®, TheStreet, USA TODAY, MarketWatch.com

On-Demand CE	Session	Speaker(s)
1 CE	Social Security: Addressing Critical Issues for Clients Social Security plays an integral role for those already in or preparing for retirement. Can you answer all of your clients’ questions about this important benefit program? Discover the essential elements, rules and regulations, eligibility requirements, available benefits, taxation issues, employee and spousal requirements (current and ex-spouses), and more with one of the nation’s leading subject matter experts on retirement.	Marcia Mantell, RMA®, NSSA®, President, Mantell Retirement Consulting
1 CE	Key Tax Planning Opportunities for Difficult Times (tax CE) 2020 is presenting unique challenges and opportunities for advisers to consider important tax and estate planning issues. Despite the terrible news we see daily, 2020 also presents a “perfect storm” for planning opportunities for many of our clients. The decline of stock market values, the provisions of the 2020 CARES Act, the historic low interest rates, the changes in retirement plan distributions wrought by the 2019 SECURE Act, and the political risk of the looming 2020 election, all create an opportunity and an urgency for planning decisions. This program will address what can be done in the difficult months ahead.	Steve Siegel, JD, President, The Siegel Group
1 CE	Working with Clients with Diminished Capacity What do you do when you discover that one of your clients has a diminished mental capacity? According to the Alzheimer’s Association, Alzheimer’s disease will strike more than 8 million Americans by 2030 (a rise of 60% from 2010). If you don’t know what steps to take to protect your client and your practice, both may be at risk. Bob has developed a protocol that you can follow to deal with this problem. Attend his workshop and learn the steps you can take to help your aging clients and preserve the business you have worked so hard to build.	Bob Mauterstock, CFP®, ChFC, CLTC, Eldercare Expert
1 CE	Incorporating the Housing Asset in Retirement Planning Shelley Giordano explains in simple language how to safely and effectively include the home in retirement planning. Shelley shares a clear roadmap to use the HECM (Home Equity Conversion Mortgage) to solve financial challenges and four vital pieces of information (the 4 Nevers ©) that demolish the negative lore that attends reverse mortgages. Giordano breaks down how reverse mortgages have changed, and why retirement experts recommend a new approach to them. Join Shelley in this session as she does a thorough review of evolving reverse mortgage safeguards over the years and how retirement income experts recommend them. If you are a financial professional working with retirees, you will want to share these tips with your clients.	Shelley Giordano Chair of Funding Longevity Task Force, Author of What’s the Deal with Reverse Mortgages, and co-author of What You Don’t Know About Retirement Income Can Hurt You.
0.5 CE	Ed Talk 1: From Bleak to Dire: The Outlook for Bonds in the Wake of COVID-19 In this webinar, Marc Odo will revisit the trends and concerns raised a year ago in his Bleak Future of Bonds and explore how they have been exacerbated by the COVID-19 pandemic. He will outline the dangerous impact of the stimulus on bond markets, how the fiscal outlook is making it worse, and offering advisors a way to address the allocation challenge going forward.	Marc Odo CFA®, FRM, CAIA, CIPM, CFP® Client Portfolio Manager, Swan Global Investments
0.5 CE	Ed-Talk 2: The Benefits and Risks of Commission-Free Insurance & Annuities The world of fiduciary annuities has arrived, reducing expensive sales features and ushering in a new generation of advisory-friendly income solutions built to address your clients’ challenges. Join this session to learn how annuities have changed, the importance of utilizing annuities strategically in a holistic financial plan, how to have the annuity conversation with your clients, and which clients could potentially benefit from a Commission-Free annuity	David Lau CEO of DPL Financial Partners
0.5 CE	Ed-Talk 3: A Blueprint for Target-Date Fund Evaluation and Selection Selecting the right target-date fund (TDF) option has become more complex for fiduciaries. Target-Date Blueprint is an online solution designed to help simplify the review and selection process. This discussion provides an in-depth look the DOL’s Tips for ERISA Plan Fiduciaries, and how you can use the Blueprint tool to evaluate TDF fund families and align monitoring and selection efforts with both the tips and a plan’s demographics.	Glenn Dial Vice President, Senior Retirement Strategist, American Century Investments
0.5 CE	Ed-Talk 4: Five Ways Technology Will Change the Way you Age The ways in which we depend on technology have a direct impact on our ability to live longer in retirement. Join Bill McManus, CIMA®, from Hartford Funds as he speaks with Frank McAleer, Senior Vice President of Wealth Planning Raymond James on trends in demographics, technology, lifestyles and how what impact it will have on aging. From flexible work arrangements to portable health devices, the opportunities are accelerating.	Frank McAleer, CFP®, CIMA® Senior Vice President of Wealth, Retirement and Portfolio Solutions, Raymond James Bill McManus, CIMA® Managing Director, Applied Insights, Hartford Funds

Retirement Management Forum

December 8, 2020

About the Event

Exhibit

FAQs

Livestreaming Details

CE Hours

Schedule

Price

Event Highlights

Key Takeaways

Institute Members

$595.00

Join & Learn

$795.00

Featured Speakers

Dana Anspach, CFP®, RMA®, Kolbe Certified Consultant, Founder and Chief Executive Officer of Sensible Money, LLC.

Peter Conti Brown, PhD, JD, Assistant Professor at The Wharton School of the University of Pennsylvania

Joseph F. Coughlin, PhD, Director of the Massachusetts Institute of Technology AgeLab

Glenn Dial, Vice President, Senior Retirement Strategist, American Century Investments

Devin Ekberg, CFA®, CPWA®, CIMA®, Chief Learning Officer & Managing Director of Professional Development Investments & Wealth Institute

Shelley Giordano, Author of "What’s the Deal with Reverse Mortgages", and co-author of "What You Don’t Know About Retirement Income Can Hurt You"

David Lau, CEO of DPL Financial Partners

Jeffrey Levine, Lead Financial Planning Nerd at Kitces.com, CEO and Director of Advanced Planning for Buckingham Wealth Partners

Marcia Mantell, RMA®, NSSA®, President, Mantell Retirement Consulting

Bob Mauterstock, CFP®, ChFC, CLTC, Eldercare

Frank McAleer, CFP®, CIMA® Senior Vice President of Wealth, Retirement and Portfolio Solutions, Raymond James

Bill McManus, CIMA®, Managing Director, Applied Insights, Hartford Funds

Marc Milstein, PhD, Scientist, Researcher, Professional Speaker

Marc Odo, CFA®, FRM, CAIA, CIPM, CFP® Client Portfolio Manager, Swan Global Investments

Robert Powell, CFP®, Editor and Publisher, TheStreet’s Retirement Daily

Avi Sharon, PhD, Executive Vice President and Product Strategist, PIMCO

Steve Siegel, JD, President, The Siegel Group

Event Schedule

Day 1

Day 2

Day 3

On-Demand

conference@i-w.org

+1 303-770-3377

for Exceptional Advisors