Back to ACE Academy 2022 - Nashville

Stephen J. Resch

Wealth Advisor, VP Retirement Strategies, Finance of America Reverse

Adding Housing Wealth to a Retirement Income Plan


Retirement planning has traditionally excluded housing wealth; however, with rapidly appreciating home values, the need to plan for longer lifespans and the desire for a more holistic approach, more advisors are taking a fresh look at reverse mortgages. In this presentation, we will do a brief overview of how the program works, dispel some common misconceptions and look at recent developments such as lower minimum age requirements and loan amounts up to $4 million. We will then review some planning opportunities using the reverse mortgage to delay social security and retirement plan withdrawals, manage long-term care risk, supplement asset distribution strategies, facilitate Roth conversions and others that will not only safeguard the retirement plan but enhance the legacy value as well.



As vice president of Retirement Strategies at Finance of America Reverse, Steve Resch leads the education and training programs for financial professionals about the strategic use of home equity within a comprehensive financial plan.

 Resch is also an independent wealth advisor and a partner in the investment management firm he started in 1994. His practice is focused on effective retirement income strategies and will often include a reverse mortgage to manage cash flow, income taxes, market performance and other considerations to help safeguard and enhance retirement and legacy objectives.

 Resch is a subject expert source, interviewed by numerous media outlets, and a frequent speaker at national and regional professional conferences.